HIV Sure Life Insurance
HIV Sure Life Insurance is the first product range of its kind in South Africa . It has a unique approach trough products that don't look to HIV different as to other medical and/or underwriting conditions. HIV Sure Life Insurance is aimed at providing real solutions in the present and future of an ever changing South Africa .
HIV Sure Life Insurance is an exclusive product range of Charl Saunderson Financial Advisors CC. (CC no. 2002/048908/23)
Charl Saunderson Financial Advisors CC is an authorized financial services provider FSP no. 4675. Head Office:
46 Schroder Street
Upington
8800
Tell: +27 (0) 54-3383333
Fax: +27 (0) 54-3383300
Cell: +27 (0) 76 985 1700
Email: charl@csfa.co.za
Email: charl@hivsure.co.za
Visit www.saunderson.co.za
Other:
www.dorpers.co.za
LETTER OF INTRODUCTION
In correlation to FIAS – legislation I would like to bring the following under your attention.
My name is Charl Saunderson and my contact information, as supplied on the company's letter head, is as follows.
Postal address: PO Box X 5879 , Posnet Suite 35, Upington, 8800
Residential address: 46 Schroder Street , Upington, 8801
Tell: +27 (0) 54-3383355
Fax: +27 (0) 54-3383300
Cell: +27 (0) 76 985 1700
Email address: charl@hivsure.co.za , ona@hivsure.co.za , vanwyk@hivsure.co.za , lisette@hivsure.co.za
I am an authorized Associate Financial Planner, a member of the Financial Planning Institute (member code: 200100625) and a member of the Insurance Brokers Council. (member code: 14007218)
I am a representative that provides financial services under supervision as stipulated within appropriate regulations and apt requirements.
Charl Saunderson Financial Advisors, an approved financial services provider, takes full responsibility for all services provided by its members of staff. The company is fully licensed to provide above mentioned financial services.
A copy of the license that includes the information for the financial services employees of the company are authorized to perform, as well as emancipations, are available at our offices.
Since 2000 I have provided financial advice and middleman/connection services on the following aspects of financial planning:
- Death, disability and trauma insurance cover
- Retirement planning
- Investment planning
- Health care
- Will planning
- Short term insurance
My brokers firm has written authorization to represent the following insurance providers and I am fully certified and accredited to distribute their various products.
- Avbob Channel Life
- Aims Discovery Life
- Scottish Life Charter Life
- Mcube Liberty Life
- PIC Syndications Momentum
- Corronation Sanlam
- IBD Old Mutual
- Altrisk Hollard
- IPA CAMS
- Auto & General CIB/Hollard
- Sanlam CRE 8
- Mutual & Federal HIU
- AON AIG SA
- B & B CTC
- ARS Safcam
- EVB Premium Finance Co (pty)ltd
- Discovery Health
- Resolution Health
- Oxygen Health
- Medhealth
- Liberty Medical Scheme
- Momentum Health
- SAFCAM Health
I do not own more than 10% of stock issued by any of the above mentioned insurance providers.
I am compensated for my services on a commission basis and remunerated service fees.
I have received more than 30% of my commissions and remuneration fees earned in the previous year from the following insurance providers: None
I am covered by professional liability exemption insurance.
Charl Saunderson Financial Advisors is an independent brokers firm and is not an associate company of a specific insurance provider.
Strict adherence of the FIAS-legislation by my company is monitored by Celestis Brokers services (Pty) Ltd, a Council on Financial Services approved legislative fulfillment monitoring practice.
Their contact information: PO Box 856 , Howards Place , 7450
I am a proud member of Masthead Financial Advisor Association. Due to my membership I am supplied and supported with practice management and technological services.
This support structure enables me to deliver accurate and professional service of the highest standard to my clients. The fulfillment monitoring services ensures complete adherence by my firm in regards to FAIS-legislation and that my clients receive thorough financial advice.
By utilizing the practice management services my firm is managed more efficiently, providing ever improving client service.
From time to time it is possible that I may accept non- monetary incentives from product-suppliers or other indirect considerations from other parties. Information on these parties can be provided on request.
My company practices a strict code of confidentiality regarding any and all personal information, unless otherwise requested by clients in writing or if bound by law to disseminate personal information.
Customer satisfaction is my primary goal. In the event that any aspect of my services proves to be unsatisfactory, complaints can be sent directly to me at above mentioned address. A copy of the complaints form is available on request.
No needs planning or property analysis will be done for the HIV product range. Business is conducted on a single needs basis, there for clients must specify the amount of insurance coverage needed. A financial analysis for needs planning and property analysis can be done on request and at additional costs.
Kind regards
________________
Charl Saunderson |
